We go above and beyond to ensure you are confident and comfortable throughout the entire loan process.
Schedule a 15min no-obligation strategy call with us. During this call we will gather all the information needed to help better understand your mortgage needs and allow YOU to choose what payments you are comfortable making each month.
5 minutes after our call you will receive mortgage options that we can either discuss together or you can use to get comparison quotes. This is our way of providing you with value without any obligation to apply with us.
You'll receive your personal pre-approval letter. This letter gives you buying power and allows you to shop with confidence.
Once you have found THE HOUSE -and your offer was accepted- it's time to start the application process. Enjoy our state-of-the-art digital application. No phone call, no hassle! Just you, your computer and the convenience of being in your pjs (if that's what you're into).
An appraisal will be ordered. This let's the bank know the value of your prospective home.
Once we receive a satisfactory appraisal the processor will work directly with underwriting to ensure all conditions (paperwork and requests) have been met so we can schedule a closing date!
THE DAY OF CLOSING!
Rest your hand the day before, because even during a pandemic there are still plenty of papers you need to sign before those keys get handed over!
CONGRATULATIONS on your new home purchase (or refinance.... the steps are generally the same)
We use cutting edge technology to give you price comparisons so you know you are getting the right loan for you.
Funding your dreams.
Virtue Funding LLC
80 West grand street
elizabeth, nj 07201
LICENSED BY NJ DEPARTMENT OF BANKING AND INSURANCE #0803302.
Pennsylvania Mortgage Broker License #98190.
Florida Mortgage broker License #MBR5198. Delaware mortgage broker license #037279.
LICENSEE WILL NOT MAKE ANY MORTGAGE LOAN COMMITMENTS OR FUND ANY MORTGAGE LOANS AND ARRANGES LOAN WITH THIRD-PARTY PROVIDERS